These people are totally incompetent. They do not speak to each other, let alone their clients. They accused us of not paying their bills weeks after the payment had cleared their bank. To add insult to injury, they set a debt collection agency onto us (even though we owe them nothing!!) and even wrote to our mortgage company telling them that we had defaulted on our payment! They refuse to acknowledge e-mails, letters or phone calls. What a shower!! Avoid avoid avoid!!