Avoid at all costs or it WILL cost you. The original Jack Harvey\'s went into liquidation and was taken over by this team of incompetent individuals. They use blackmail, pressure and underhand tactics in order to get as much money out of you as possible. I found out they had lied to me many times in an attempt to con me out of money that was not owed to them. Thank goodness I did not sign any documents, and am not legally bound to them or I would be extremely concerned. It is only a matter of time before they are shut down for illegal activity. For anyone thinking of using this company, please heed this warning and find someone else!!!